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Trends of the development of the banking system (as of September 30, 2017) 

As of September 30, 2017, 25 commercial banks (including the Bishkek branch of National Bank of Pakistan) and 319 branches of commercial banks operated on the territory of the Kyrgyz Republic. 

As of September 30, 2017, the total assets of the banking system have increased since the beginning of the year by 7.1% to 190.8 billion soms. 

The total deposit base of the banking system constituted 118.2 billion soms, having increased since the beginning of the year by 10.4%, including: 

· deposits of the enterprises totaled 42.7 billion soms, having increased by 8.0% since the beginning of the year; 

· deposits of the population totaled 60.0 billion soms, having increased by 14.0% since the beginning of the year; 

· deposits of authorities totaled 7.6 billion soms, having increased by 5.4% since the beginning of the year; 

· deposits of non-residents totaled 6.6 billion soms, having increased by 11.8% since the beginning of the year; 

· deposits of other FCI totaled 1.2 billion soms, having decreased by 27.9% since the beginning of the year. 

The volume of loans to customers (loan balance) of the banking system by the end of the third quarter of 2017 amounted to 105.7 billion soms, having increased since the beginning of the year by 13.1% (end of 2016 93.5 billion soms). 

The share of nonperforming loans in the loan portfolio of the banking system constituted 8.1% or 8.6 billion soms (at the end of 2016 8.8% or 8.2 billion soms). 

The net total capital of the banking system in general, used to calculate the economic standards set by the NBKR, as of September 30, 2017, amounted to 31.8 billion soms, having increased by 7.0% since the beginning of the year (NTC constituted 29.7 billion soms at the end of 2016). 

The overall net total capital adequacy of the banking system amounted to 23.8% (end of 2016 24.8%) with the 12% standard. 

As of September 30, 2017, the weight of foreign contribution in the capital of banking system amounted to 44.7% of paid up assessed capital or 9.2 billion soms. 

As of September 30, 2017, the liquidity ratio of the banking system amounted to 65.8% (end of 2016 75.5%) with the 45% standard. 

Return on assets of the banking system (ROA) constituted 1.1% (at the end of 2016 ROA 0.5%) and return on equity (ROE) 7.2% (at the end of 2016 ROE 3.3%). 

As of September 30, 2017, the general level of financial intermediation (assets/GDP) constituted 39.9%.