National Bank of the Kyrgyz Republic

Credit interest rates
Nominal rate of interest (maximum allowable interest)
II half of 2025 year - 18,04 %

REPO operations - 5,13 %

Average weighted interest rates

1. Commercial banks
	jul.2025
1.1 Total	18,61 %
*of which:*
- in national currency	20,05 %
- in foreign currency	8,86 %
1.2 Interest rate by sectors
Industry	11,95 %
Agriculture	16,61 %
Transport	18,94 %
Communication	0,00 %
Trade	13,75 %
Procurement and processing	17,23 %
Construction	15,14 %
Mortgage	17,81 %
Consumer loans	21,75 %
Services	12,76 %
Other	18,52 %
2. Nonbank finance and credit institutions
	Q2/2025
2.1 Total	30,35 %
2.2 Micro-financing institutions
2.2.1 Total	30,43 %
2.2.2 By sectors:
Industry	27,37 %
Agriculture	30,99 %
Transport	26,53 %
Communication	33,38 %
Trade	27,27 %
Procurement and processing	27,96 %
Construction	26,63 %
Consumer loans	32,73 %
Services	29,98 %
Other	27,65 %
FCI credits	19,11 %
2.3 Credit unions
2.3.1 Total	25,44 %
2.3.2 By sectors:
Industry	26,45 %
Agriculture	25,83 %
Transport	25,76 %
Communication	0,00 %
Trade	25,45 %
Procurement and processing	25,26 %
Construction	21,39 %
Consumer loans	0,00 %
Services	28,82 %
Other	26,88 %

Auctions
Auctions
Results of interbank foreign exchange operations, auctions of notes, auctions of STB