Average weighted
interest rates
>>>
  1. Commercial banks
   Dec.2025
   1.1 Total17.03 %
         of which:
         - in national currency19.14 %
         - in foreign currency7.64 %
   1.2 Interest rate by sectors
      Industry8.32 %
      Agriculture17.67 %
      Transport19.83 %
      Communication23.99 %
      Trade13.78 %
      Procurement and processing7.85 %
      Construction15.55 %
      Mortgage18.84 %
      Consumer loans20.76 %
      Services14.54 %
      Other14.91 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 15 562.00 15 640.00
2.00 29 847.50 29 967.00
5.00 72 933.00 73 151.50
10.00 142 983.00 143 269.00
31.1035 444 040.50 450 701.50
100.00 1 427 476.50 1 470 301.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 184 237 039.79
20208 12 984.0 184 469 922.32
20212 13 166.7 187 065 656.67
20216 12 791.0 181 727 918.30
20218 12 876.6 182 944 033.54

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