Average weighted
interest rates
>>>
  1. Commercial banks
   Dec.2025
   1.1 Total17.03 %
         of which:
         - in national currency19.14 %
         - in foreign currency7.64 %
   1.2 Interest rate by sectors
      Industry8.32 %
      Agriculture17.67 %
      Transport19.83 %
      Communication23.99 %
      Trade13.78 %
      Procurement and processing7.85 %
      Construction15.55 %
      Mortgage18.84 %
      Consumer loans20.76 %
      Services14.54 %
      Other14.91 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 15 631.00 15 743.00
2.00 29 985.50 30 105.50
5.00 73 280.00 73 499.50
10.00 143 677.50 143 964.50
31.1035 446 196.50 452 889.00
100.00 1 434 407.00 1 477 439.50
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 185 135 765.95
20208 12 984.0 185 369 784.50
20212 13 166.7 187 978 181.09
20216 12 791.0 182 614 404.72
20218 12 876.6 183 836 452.29

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