Average weighted
interest rates
>>>
  1. Commercial banks
   Dec.2025
   1.1 Total17.03 %
         of which:
         - in national currency19.14 %
         - in foreign currency7.64 %
   1.2 Interest rate by sectors
      Industry8.32 %
      Agriculture17.67 %
      Transport19.83 %
      Communication23.99 %
      Trade13.78 %
      Procurement and processing7.85 %
      Construction15.55 %
      Mortgage18.84 %
      Consumer loans20.76 %
      Services14.54 %
      Other14.91 %
  2. Nonbank finance and credit institutions
Q3/2025
      2.1 Total29.99 %
   2.2 Micro-financing institutions
      2.2.1 Total30.05 %
      2.2.2 By sectors:
         Industry24.89 %
         Agriculture30.68 %
         Transport26.39 %
         Communication33.38 %
         Trade27.22 %
         Procurement and processing21.31 %
         Construction26.44 %
         Consumer loans32.28 %
         Services29.53 %
         Other27.55 %
         FCI credits18.89 %
    2.3 Credit unions
      2.3.1 Total25.51 %
      2.3.2 By sectors:
         Industry26.52 %
         Agriculture25.75 %
         Transport26.08 %
         Communication0.00 %
         Trade25.63 %
         Procurement and processing25.25 %
         Construction21.73 %
         Consumer loans0.00 %
         Services28.12 %
         Other26.86 %
Weight (g.) Purchase (som) Sale (som)
1.00 14 986.00 15 964.50
2.00 28 695.00 30 282.00
5.00 70 033.00 72 722.50
10.00 137 184.00 143 644.50
31.1035 426 030.50 432 421.00
100.00 1 369 573.50 1 410 660.50
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 176 728 210.07
20208 12 984.0 176 951 601.16
20212 13 166.7 179 441 542.84
20216 12 791.0 174 321 351.22
20218 12 876.6 175 487 902.04

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