Average weighted
interest rates
>>>
  1. Commercial banks
   Jan.2026
   1.1 Total18.84 %
         of which:
         - in national currency19.85 %
         - in foreign currency8.17 %
   1.2 Interest rate by sectors
      Industry12.26 %
      Agriculture19.01 %
      Transport17.29 %
      Communication0.00 %
      Trade14.62 %
      Procurement and processing6.42 %
      Construction13.53 %
      Mortgage16.87 %
      Consumer loans20.77 %
      Services8.74 %
      Other18.22 %
  2. Nonbank finance and credit institutions
Q4/2025
      2.1 Total29.73 %
   2.2 Micro-financing institutions
      2.2.1 Total29.79 %
      2.2.2 By sectors:
         Industry22.96 %
         Agriculture30.78 %
         Transport26.58 %
         Communication32.88 %
         Trade26.11 %
         Procurement and processing17.01 %
         Construction26.05 %
         Consumer loans32.20 %
         Services28.95 %
         Other27.81 %
         FCI credits18.65 %
    2.3 Credit unions
      2.3.1 Total25.59 %
      2.3.2 By sectors:
         Industry26.46 %
         Agriculture26.09 %
         Transport26.16 %
         Communication0.00 %
         Trade26.01 %
         Procurement and processing25.24 %
         Construction21.67 %
         Consumer loans0.00 %
         Services27.67 %
         Other26.96 %
Weight (g.) Purchase (som) Sale (som)
1.00 13 772.00 15 917.00
2.00 26 267.00 30 586.00
5.00 63 926.00 74 724.50
10.00 124 969.50 145 236.00
31.1035 388 096.50 452 832.00
100.00 1 247 616.50 1 285 045.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 160 912 973.85
20208 12 984.0 161 116 373.89
20212 13 166.7 163 383 493.10
20216 12 791.0 158 721 502.47
20218 12 876.6 159 783 659.78

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