Average weighted
interest rates
>>>
  1. Commercial banks
   Feb.2026
   1.1 Total17.87 %
         of which:
         - in national currency19.10 %
         - in foreign currency8.24 %
   1.2 Interest rate by sectors
      Industry9.41 %
      Agriculture15.31 %
      Transport17.69 %
      Communication26.90 %
      Trade14.15 %
      Procurement and processing18.48 %
      Construction15.05 %
      Mortgage16.36 %
      Consumer loans20.68 %
      Services12.32 %
      Other17.40 %
  2. Nonbank finance and credit institutions
Q4/2025
      2.1 Total29.73 %
   2.2 Micro-financing institutions
      2.2.1 Total29.79 %
      2.2.2 By sectors:
         Industry22.96 %
         Agriculture30.78 %
         Transport26.58 %
         Communication32.88 %
         Trade26.11 %
         Procurement and processing17.01 %
         Construction26.05 %
         Consumer loans32.20 %
         Services28.95 %
         Other27.81 %
         FCI credits18.65 %
    2.3 Credit unions
      2.3.1 Total25.59 %
      2.3.2 By sectors:
         Industry26.46 %
         Agriculture26.09 %
         Transport26.16 %
         Communication0.00 %
         Trade26.01 %
         Procurement and processing25.24 %
         Construction21.67 %
         Consumer loans0.00 %
         Services27.67 %
         Other26.96 %
Weight (g.) Purchase (som) Sale (som)
1.00 14 688.00 14 761.50
2.00 28 099.50 28 212.00
5.00 68 535.50 68 741.00
10.00 134 188.50 134 457.00
31.1035 416 728.00 422 978.50
100.00 1 339 666.00 1 379 856.00
№ of gold ingot Chemically pure weight of gold ingot, g Price of gold ingot (som)
20203 12 967.6 172 849 814.13
20208 12 984.0 173 068 302.78
20212 13 166.7 175 503 601.35
20216 12 791.0 170 495 775.10
20218 12 876.6 171 636 725.33

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